We may be part of a large banking Group, but we’re a small, tight-knit bank with a focused business model and a growing team. Within our Integrated Risk Management team, we are looking to hire a Financial Risk Manager.
What are we looking for?
We are seeking a forward-thinking and analytically sharp Financial Risk Manager to help shape the future of our corporate lending business as we prepare for direct supervision by the European Central Bank (ECB). This is a unique opportunity to be part of a strategic build-out from the ground up—designing, implementing, and refining risk frameworks that will underpin a robust, compliant, and high-performing lending portfolio across the EU. We’re looking for someone who is not only fluent in financial risks and regulatory expectations, but also thrives in a dynamic, collaborative environment where innovation and precision go hand in hand. You’ll play a critical role in ensuring our risk culture is strong, our exposures are well understood, and our lending decisions are both commercially sound and regulator-ready.
A Day in the Life of a Financial Risk Manager
As a Financial Risk Manager supporting our corporate lending portfolio in the EU, your day is a dynamic blend of strategic analysis, regulatory alignment, cross-functional collaboration and even data analytics and modelling insights. You start your day with a review of macroeconomic indicators, ECB updates, and sector-specific news that could impact credit exposures. You join a short team huddle to align on key risk developments and portfolio performance.
You work with compliance to ensure the portfolio’s risk models and collateral valuation practices meet IRB and Pillar 2 expectations. Over lunch, you attend a virtual seminar on ESG risk integration in credit portfolios, staying ahead of evolving regulatory and market expectations. Your afternoon starts with a meeting with Relationship Managers, Credit Analysts and Treasury to refine risk-adjusted pricing models and discuss funding options for upcoming deals. Well into the afternoon, you decide to liaise with the Legal team to ensure enforceability of collateral under EU jurisdiction.
Before the day ends, you run a scenario analysis simulating a 200 bps interest rate hike and its impact on the Bank’s NII and MV sensitivities and potential impact to capital requirements and prepare a summary for senior management. You close the day by documenting key insights, update risk dashboards, and plan tomorrow’s focus: a deep dive into real estate exposures and upcoming ECB thematic reviews.
Which team will you be joining
The Integrated Risk Management (IRM) team, which is part of the wider Risk Management & Controlling (RMC) department at Lloyds Bank GmbH, is a team composed of 10 people with a substantial focus on corporate lending. Our team is at the forefront of identifying, assessing, and mitigating financial risks to ensure the bank's resilience and success. We are a diverse group of professionals who thrive on collaboration, innovation, and excellence and value who you are as much as what you can do.
Why Join Us?
- Impactful Work: Contribute to critical risk management initiatives that protect our clients and the bank.
- Collaborative Environment: Work alongside talented colleagues in a supportive and inclusive atmosphere.
- Professional Growth: Access opportunities for continuous learning and career advancement.
- Strategic Locations: Be based in either vibrant Berlin, Germany, or the dynamic city of Amsterdam, the Netherlands.
Your accountabilities
- Financial Risk Identification and Management
- Data & Systems
- Governance Framework
- Collaboration and Relationship Building
Who are you and what do we ask from you?
Qualifications
- Master’s degree in a relevant subject (engineering, quantitative finance, data analytics, or similar).
- At least 4 years of professional experience in financial risk in corporate lending, preferably in an ECB-supervised institution.
- Knowledge on corporate products, mainly in the lending and trade finance area.
- Deep understanding of various risk types the bank is exposed to.
- Comprehensive knowledge of EBA requirements and ECB expectations for managing a bank’s risk profile.
- Proficient model user (e.g. risk classification, IFRS 9 and F-IRB)
- Proficiency in Python, SQL, or similar.
- Experience with data visualization tools (e.g., PowerBI) is a plus.
- CFA and / or FRM certifications is a plus.
- Strong analytical and problem-solving skills.
- Excellent planning and organizational abilities.
- Self-motivated, and able to work under pressure.
- Hands-on mentality with a proactive approach to challenges.
- Excellent communication skills in English; Dutch or German is a plus.
Some highlights of our benefits for you!
- 13th-month salary, either paid monthly or once a year in December.
- 30 days PTO (or 240 hours) per year (based on full-time employment).
- Non-contributory pension scheme.
- Flexible working; you can schedule your work hours to meet your personal needs.
Your recruitment process
Apply to our vacancies by sending your CV and motivation letter to stanley.waccary@lloydsbank.nl, or use the application form on our website. After receiving your application, we'll review it and share a reply as soon as possible.
After you have submitted your application, our recruiter Stanley Waccary will reach out to you to plan a short introductory chat via Teams.
Your first chat with us will take place either online or at our Amsterdam office. The goal of this chat is get to know each other, and see if there's a match with the team, the organisation and the open position.
We're excited to have you meet additional collagues. The chat will take place either online or at our Amsterdam office, during which we'll dive deeper into the requirements of the position and the team you'll be joining.
Congratulations! We're happy to have you as our newest addition to the team. Do you feel the same way? Then you'll receive our offer by email. For most roles, a screening is part of the process. This will take place after accepting the offer.
About Lloyds Bank
Lloyds Bank GmbH is part of Lloyds Banking Group, a financial institution with a large clientele in the UK and other parts of the world. Together with our office in Berlin, we form Lloyds Bank GmbH with its headquarters in Amsterdam and we have over 500 colleagues.
We aim to lead by example in the bold decisions we make as a business, from where and how we invest, to the products and services we offer, and of course the workplace we create. We will search for new ways to work with people, communities and businesses, to always evolve with their needs. And we will never stop innovating to make sustainable, ethical choices easy and rewarding.
At Lloyds Bank GmbH we play an important part in peoples’ lives, by the products we offer, and also how we operate. We finance your mortgage, keep your savings secure and also provide you with a personal loan if you need this. In Amsterdam we do this with an enthusiastic team of approximately 200 colleagues from different nationalities, and with an engagement score of 93%, colleagues find us a real ‘Great Place to Work’!
With our grand ambitions, we are looking for new colleagues who will bring fresh ideas to help us grow!
Are you ready to join our journey?
Have we made you curious, and are you ready to join the team? Please introduce yourself to us in the best way possible and send this to: stanley.waccary@lloydsbank.nl, or use the application form on our website. A screening is part of the process.
We hope to meet you soon!
Acquisition to this vacancy is not appreciated.