Your role
As a Risk Control & Oversight Officer, you help ensure that Corporate Lending operates as intended and continues to improve. You provide second-line oversight across the lending lifecycle by monitoring policy adherence and control performance, tracking remediation, strengthening management information, and identifying emerging risks.
Combining governance and controls expertise with data analytics, automation, and workflow optimisation, you improve transparency, reduce manual effort, and enhance the effectiveness of the risk function.
Which team will you be joining?
The Corporate Lending Risk team sits within Risk Management & Controlling at Lloyds Bank GmbH, providing second-line oversight across the lending lifecycle, including origination, portfolio monitoring, ESG, model governance, risk appetite, and governance.
You will collaborate with Corporate Lending Risk, front office, Group Risk, Finance, Data, IT, Treasury, Compliance, other control functions, and specialist providers.
We are a collaborative, curious, and growing team that values the ability to connect policy, controls, data, portfolio behaviour, and regulatory expectations.
What are we looking for?
You are a risk, controls, audit, governance, data, or transformation professional who brings structure, curiosity, and practical follow-through to complex banking activities. You understand that effective second-line oversight requires clear criteria, reliable evidence, meaningful reporting, constructive challenge, and timely escalation.
You enjoy joining the dots between controls, processes, data, technology, suppliers, and stakeholder responsibilities. You can translate requirements into practical monitoring and reporting, identify where activities are not working as intended, and support proportionate improvements.
You are comfortable working with data and digital tools. You do not need to be a data engineer or developer, but you can analyse information, understand data quality and lineage concepts, articulate requirements, and work with specialists to automate workflows, dashboards, controls, and evidence collection.
You are interested in responsible AI adoption and can identify practical use cases across risk documentation, control execution, monitoring, reporting, and knowledge management. You combine innovation with appropriate attention to governance, validation, confidentiality, and human oversight.
A day in the life of a Risk Control & Oversight Officer Corporate Lending
Your morning begins by reviewing oversight dashboards and control information, including control completion, actions, key risk indicators, data quality, policy adherence, and supplier performance. You identify exceptions requiring follow-up and distinguish isolated issues from recurring themes.
Later, you perform or support a thematic oversight review of a corporate lending process. You assess whether responsibilities and controls are operating as intended, document evidence and findings, discuss them with stakeholders, and track agreed remediation through to closure.
Before lunch, you prepare a service review for a risk-relevant third-party provider. You consolidate performance and control information, follow up on open actions, highlight dependencies, and escalate matters that may affect the quality or continuity of risk management activities.
In the afternoon, you support the introduction of a new lending product by developing the required control inventory, oversight reporting, data quality checks, workflow, and implementation tracking. You then use automation or AI-enabled tools to simplify a recurring governance activity and improve the reliability of management information.
Who are you and what do we ask from you?
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3–5 years of experience in risk management, controls, audit, compliance, governance, credit risk, third-party risk, data, transformation, or a related banking function.
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Experience supporting controls, action tracking, committee materials, service reviews, oversight reports, or risk documentation.
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Experience using data analytics, reporting, workflow automation, or low-code tools (e.g. Power BI, Power Automate, Python, SQL, Databricks, Alteryx, or similar).
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Ability to identify and implement process improvements and automation opportunities, with interest in the responsible use of AI within financial services.
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Interest in developing deeper knowledge of corporate lending and credit risk, with the potential to broaden into other financial risk topics over time.
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Experience in an ECB-supervised banking environment is highly desirable.
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Ability to engage constructively with first line, second line, Group, Finance, IT, Data, and senior stakeholders.
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Fluency in English required; German and/or Dutch is an advantage.
Some highlights of our benefits for you!
- 13th-month salary, either paid monthly or once a year in December.
- 30 days PTO (or 240 hours) per year (based on full-time employment).
- Non-contributory pension scheme.
- Flexible working; you can schedule your work hours to meet your personal needs.
Your recruitment process
Apply
Apply to our vacancies by sending your CV and motivation letter to stanley.waccary@lloydsbank.nl, or use the application form on our website. After receiving your application, we'll review it and share a reply as soon as possible.
Introductory call via Teams
After you have submitted your application, our recruiter Stanley Waccary will reach out to you to plan a short introductory chat via Teams.
The first interview
Your first chat with us will take place either online or at our Amsterdam office. The goal of this chat is get to know each other, and see if there's a match with the team, the organisation and the open position.
The second interview
We're excited to have you meet additional collagues. The chat will take place either online or at our Amsterdam office, during which we'll dive deeper into the requirements of the position and the team you'll be joining.
The offer
Congratulations! We're happy to have you as our newest addition to the team. Do you feel the same way? Then you'll receive our offer by email. For most roles, a screening is part of the process. This will take place after accepting the offer.
About Lloyds Bank
Lloyds Bank GmbH is part of Lloyds Banking Group, a financial institution with a large clientele in the UK and other parts of the world. Together with our office in Berlin, we form Lloyds Bank GmbH with its headquarters in Amsterdam and we have over 500 colleagues.
We aim to lead by example in the bold decisions we make as a business, from where and how we invest, to the products and services we offer, and of course the workplace we create. We will search for new ways to work with people, communities and businesses, to always evolve with their needs. And we will never stop innovating to make sustainable, ethical choices easy and rewarding.
At Lloyds Bank GmbH we play an important part in peoples’ lives, by the products we offer, and also how we operate. We finance your mortgage, keep your savings secure and also provide you with a personal loan if you need this. In Amsterdam we do this with an enthusiastic team of approximately 200 colleagues from different nationalities, and with an engagement score of 93%, colleagues find us a real ‘Great Place to Work’!
With our grand ambitions, we are looking for new colleagues who will bring fresh ideas to help us grow!
Are you ready to join our journey?
Have we made you curious, and are you ready to join the team? Please introduce yourself to us in the best way possible and send your application to: stanley.waccary@lloydsbank.nl. A screening is part of the process.
We hope to meet you soon!
Acquisition to this vacancy is not appreciated.